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The New Activity Risk Management function provides unified governance and risk decision making for material changes to products , services , business operating models and capabilities that impact Citi's clients (collectively referred as "new activities"). New Activity Risk Management is part of Citi's Independent Risk Management function, in the firm's second line of defense. The function works closely with partners in first line of defense units across Citi to provide robust due diligence, initiative review, risk rating, risk decision approval and ongoing monitoring of future and existing products and services, as part of the end-to-end governance over the product life cycle. The function is in the process of expanding this oversight role to cover significant c